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HMD Insurance — booking protection for your charter
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Booking Protection

Protect your charter investment with flexible cancellation coverage, powered by HMD Insurance.

What Is Booking Protection?

Life is unpredictable. When you book a Blue Cruise weeks or months in advance, unexpected changes can happen. Heritage Yachting's Booking Protection, underwritten by HMD Insurance, gives you peace of mind by offering partial to full deposit refunds if you need to cancel.

HMD Insurance is a subsidiary of HMD Corp, providing specialized travel protection products for Heritage Yachting customers.

How It Works

Three simple steps to protect your booking

1

Choose Your Plan

During checkout, select from three protection tiers: Voyager, Explorer, or Captain. Each offers different levels of cancellation coverage.

2

Pay a One-Time Premium

A small percentage of your charter price is added as a separate charge. This is your protection premium, fully transparent, no hidden fees.

3

Cancel with Confidence

If you need to cancel, your refund is calculated automatically based on your tier and how far in advance you cancel. Refunds are processed to your original payment method.

Protection Tiers

Choose the level of coverage that suits your needs

Voyager

Basic cancellation protection. Ideal if you're fairly certain about your dates but want a safety net.

3% of charter price

e.g. €360 on a €12,000 charter

Refund Schedule

30+ days before departure50%
< 30 days before departureNo refund
Most Popular

Explorer

Balanced coverage with a wider cancellation window. Our most popular tier.

5% of charter price

e.g. €600 on a €12,000 charter

Refund Schedule

45+ days before departure75%
30 – 44 days before departure75%
14 – 29 days before departure50%
< 14 days before departureNo refund

Captain

Maximum protection with the longest cancellation window and highest refund rates.

8% of charter price

e.g. €960 on a €12,000 charter

Refund Schedule

45+ days before departure100%
30 – 44 days before departure100%
14 – 29 days before departure75%
7 – 13 days before departure50%
< 7 days before departureNo refund

Refund Schedule

Your refund depends on your tier and when you cancel relative to your departure date

Days Before DepartureVoyager (3%)Explorer (5%)Captain (8%)
Within 72 hours of bookingFull deposit release, charter block freed
45+50%75%100%
30 – 4450%75%100%
14 – 29No refund50%75%
7 – 13No refundNo refund50%
< 7No refundNo refundNo refund
No ProtectionNo refund available at any time

Exact refund amounts are specific to each booking and detailed in your charter agreement before payment. The protection premium is non-refundable.

Why Choose Protection?

Book months ahead without worry, plans change, and you're covered.

Premium is a simple percentage of your charter price. No hidden costs.

Refunds are calculated and initiated automatically when you cancel.

No deductibles or complex claim forms. Cancel and receive your refund.

Protection premium is charged separately from your deposit, fully visible on your invoice.

Underwritten by HMD Insurance, a subsidiary of HMD Corp with expertise in travel protection.

Frequently Asked Questions

Ready to Book with Confidence?

Protection plans are available during checkout. Browse our yachts and routes to start planning your Blue Cruise.

Have questions about a specific charter?

Contact Our Team